* No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the initial total promo purchase amount divided by the number of months in the promo period, rounded up to the next whole dollar. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding.  For New Accounts: As of 07/16/2024, Purchase APR is 26.99%. Minimum Interest Charge is $2. One-time Account Activation Fee of $29 charged at time first purchase posts to account. Existing cardholders: See your credit card agreement terms. Subject to credit approval.